WHAT EXACTLY DOES FIRE OR CONTENT INSURANCE COVER?
Fire or Structure Insurance
- Fire and Lightning
- Earthquake
- Windstorm
- Explosion
- Vehicle Impact
- Debris Removal
- Electrical Damage
- Physical Restoration
- Theft or Intent of Theft Damage
- Smoke Damage
- Errors or Omissions and Modifications
- Cleaning Expenses
Sample Premium:
To insure a $200,000 apartment (constructed of cement) in Panama City the annual premium will be of $210. Companies give 5% discount if paid annually.
Content or Multi-Risk Insurance
- First Risk
- Lightning, Thunder, or Explosion
- Auto Explosion
- Electrical Damage
- Airplane Crashing
- Impact of Vehicles
- Sonic Detonations
- Damages from Smoke and Water
- Earthquake
- Windstorm
- Flood
- Debris Removal Expenses
- Theft at 50 or 100%
- Theft outside the Residence
- Breakage of Cristals or Mirrors
- Extraordinary Expenses: Hotel, Laundry, Restaurants, etc.
- Electronic Equipment
- Public Disorders
- Civil Responsibility including Fire
Sample Premium:
To insure $10,000 in content for an apartment (constructed of cement) in Panama City the annual premium will be of $68.25. Companies give 5% discount if paid annually.