Fire or Structure Insurance

Fire and Lightning
Earthquake
Windstorm
Explosion
Vehicle Impact
Debris Removal
Electrical Damage
Physical Restoration
Theft or Intent of Theft Damage
Smoke Damage
Errors or Omissions and Modifications
Cleaning Expenses

Sample Premium:
To insure a $200,000 apartment (constructed of cement) in Panama City the annual premium will be of $210. Companies give 5% discount if paid annually.
Content or Multi-Risk Insurance

First [...]

Home Mortgage Loans

Interest rate: 6.5% (Adjustable rate)
Finance: 80% LTV (Residential properties & summer homes)
Between 60% - 70% (Investment Purchases)
Terms of repayment between 20 & 30 years (75 years old, ending Age)
2nd Mortgage: 50% LTV- Repayment up to 15 years Max.
Requirements:
People earning a salary
Original Job letter
Copy of Passport
Copy of the latest two payroll receipts
Last (2) Income [...]